Consolidated regulatory reporting for MUFG.

The challenge.

In a wholesale and institutional bank like MUFG, regulatory reporting draws on many systems — markets, treasury, lending, finance ledgers and reference data among them. Each held its own view of a position, a counterparty and an exposure, and each reporting cycle analysts exported, reconciled and stitched those numbers together in spreadsheets. The work ran for days, tied up experienced staff and left too much room for a stale extract or an inconsistent definition to slip into a regulatory return.

The problem was compounded by geography. Teams in different regions built their own local views, so the same measure could be calculated differently depending on who prepared it — and there was no single interface a global function could point to as the agreed answer.

What RUBIX did.

RUBIX consolidated the data first, then built the reporting on top of it. Working alongside the bank's regulatory reporting, finance and technology teams, we:

• Consolidated more than eight source systems into a single regulatory reporting data platform — one governed place where each measure is defined once and calculated once.
• Agreed common definitions and quality rules for the counterparties, exposures and positions that regulatory returns depend on, with lineage documented from source to reported figure.
• Delivered Power BI reporting and common interfaces so global teams work from the same dashboards and the same numbers rather than local spreadsheets.
• Automated the collation and refresh that analysts had done by hand, with scheduled, access-controlled runs and exceptions surfaced for review.

Throughout, delivery stayed fixed-scope and vendor-independent — no bloated team, no open-ended engagement, and controls that fit the bank's existing risk and change processes.

The results.

With the systems consolidated and the reporting automated, analysts stopped assembling spreadsheets and started reviewing exceptions and explaining movements. Global teams work from one trusted reporting layer and a shared set of Power BI interfaces, so regulatory numbers no longer differ by region or by who prepared them.

• Manual collation reduced by more than 80% for priority regulatory reports.
• Data from eight-plus systems consolidated into a single governed reporting platform.
• One trusted reporting layer, surfaced through Power BI as common interfaces for global teams.
• Faster, more consistent and more defensible responses to regulator queries.

Representative example — figures illustrate the type of outcome RUBIX delivers for organisations of this kind and are not a precise account of a specific engagement.

Why it matters.

Regulatory reporting only works when the data underneath it is consolidated and governed — and business intelligence is only as trustworthy as the layer it sits on. RUBIX pairs data platforms and data governance consulting with business intelligence, so a single reporting layer feeds Power BI dashboards that global teams can rely on. For regulated organisations, that combination turns reporting from a manual, region-by-region scramble into a controlled, repeatable process.